NO ONE IRL is being helpful to me. My girlfriend just scared the crap out of me, telling me he COULD refuse to make the car payment every single month, and sticking me with it for the next TWO YEARS. My mother told me why not tell him what you're thinking and give him a chance? My sister told me to get an uncontested divorce with a divorce agreement and not even hire a lawyer.

I am talking to a lawyer ASAP. I do not trust what anyone tells me except a lawyer at this point. And then I will proceed from there.