Oh, that's horrible. My husband had that happen but it was for a car he'd owned 30 years previously and had paid to JUNK! They'd found it on the side of some road and were trying to charge him and fine him and all sorts of things and he had a heck of a time convincing them he wasn't the owner and hadn't been for a zillion years (not like he'd kept any paperwork that long).

Yes, the phone call in the middle of the night is one use of the phone that makes it a bad technology for me. I remember waiting a couple weeks for the one for my father so when it finally comes it's a relief but also I'm stuck with that on-edge feeling about the phone ringing for the rest of my life.