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Originally Posted by divine1966
Ok it makes sense re needing a car. I thought it was something like NYC. You are right. Car is a necessity
I am glad you at least have SS. But isn’t it sad that people can’t survive on SS without extra savings. One has to save like crazy to even survive in old age. So you can’t even enjoy your life while working because you must save for old age. What if you can’t? Do you suppose to starve in old age? The whole system sucks
Yeah every divorce is different. In my experience it’s usually either half of retirement funds or spousal support. Unless someone is very rich, it’s rarely both. My husband had to pay spousal support to his ex but courts determined his retirement account stays intact (it wasn’t much at all). But I had a long term boyfriend who had to give his ex half of his retirement accounts which was a ton, but no alimony was awarded for that exact reason. I am glad you at least got some annuity! Every bit helps.
Eligibility limit is ridiculous. 780? Who can live on that? And I assume you don’t qualify for subsidized housing? It sounds like that would be the best. I wonder if becoming homeless is a pathway to subsidized housing. I know people who did that for that reason and got into subsidized housing out of a shelter
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I don't know what you mean by subsidized housing. To get any and all public assistance programs you have to be eligible for Medicaid. If you are not eligible for Medicaid then you are not eligible for any and all public assistance programs. In my area you have to be eligible for food banks, too. HUD goes by the same eligibility requirements.
I worked as an advocate for the homeless for years. What I saw is they lived out of campers and trucks, collected benefits, and drank and drugged it away. There was a lot of mental illness and hopelessness. So of course they self-medicate. It's hell on earth. As well they couldn't bear the social isolation of being by themselves in a tiny apartment. I knew one guy who gave up his apartment and went back out on the street because he said it was too lonely sitting by himself in front of a television. Even when housed the formally homeless are socially marginalized and not integrated into society. I have visited formally homeless veterans in apartments and found them sitting on the couch weeping from loneliness. Very sad to see veterans is this state with untreated or under-treated PTSD.
I don't want to discuss my divorce. It isn't productive.
Right now everyone in NYC is flooding into the outer towns and everyone is very angry about it. They are buying up houses, and paying the higher rents. I don't know if you have seen pictures of NYC but it has become a war zone. I lived near there growing up...and it is so sad to see that city wrecked. Only an insane person would move
into NYC at this time!