I agree with Sarah.

My husband and I finally were able to buy a house in late 2018 after years of watching our spending and putting money away. We had no debt and both had full-time jobs with work contracts that we had been at for a while when we applied for a mortgage. Even so, we had to put 20% down to get a loan and be pretty flexible as far as location. It was worth it, I'd say. Our monthly mortgage+insurance payment is not much more than we were paying to rent a tiny run-down house and it feels good to be paying down the loan bit by bit. 18 payments down, only 222 to go ha ha! But it definitely took a lot of financial discipline. Without two incomes, it probably would have not been possible.

I'd focus on getting rid of the debt and putting away some savings.