If therapy is not helping you or you simply don't need it, then you can decide otherwise. However, therapy is not a quick fix where you go X times and you feel 'happy'.

As for prescribing meds, it is true that they are like a band-aid. If you are not functional, they may help (after much trial and error at times) but again, they won't 'fix' you.

Ts aren't like lawyers who see people as cash cows. They generally don't go into the profession to judge and/or decide clients don't deserve to get better. Unless these Ts are profoundly disturbed or psychopaths. Human nature being what it is, if you don't like someone it is really hard to work with them so I think it would be obvious from the way your T would treat you. It doesn't seem to be the case here.

It seems you have a lot of mistrust towards your T. Do you generally mistrust other people in your life? Is that a pattern you experience in other areas of your life? Have you discussed this with your T? Maybe therapy is not for you.