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sunrise said:
So today we had kind of a dull session and talked about some of my worries about the financial settlement. It is nervewracking. I asked T a communications question about how to respond in the negotiations if my H says "no" to a proposal I might make. I can't even remember what he said, but I didn't feel his answer was helpful. I still don't know how to respond. I interpret "no" to mean end of story, no further discussion allowed, but I guess that's not how it works. [/clueless]

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That's not something within the realm of psychology. There's no clear answer to that issue, and if you're looking for a bright line, you're not going to find it. You just need to feel out your opponent and try to ascertain whether they're playing games and waiting for a counter offer. Pay close attention to the language your H uses.