Hi Crook. It's a shame that you can have a large number of healthcare professionals recommend disability, yet the US government make it difficult to get it. I'm not quite sure what to recommend, but I have heard of people being awarded SSDI while working. Not many, though, and usually after some appeal(s). Also, not lately. It's possible that some future change in "attitudes" in the government could make it easier, but I can't be sure of that.
If it gets to the point where you can't manage at work anymore, is there somewhere you could stay that would allow for a much lower income for survival?
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