Omg I too have a fear of talking on the phone. Yes, it is worse when people are listening. I usually write it down what I'm going to say then think I need to reword that then I write it over. Then my sister which is very outgoing says you still haven't made that phone call yet. My sister lost her safelink account so I gave her my phone just to avoid having to talk on the phone. But what I hate really most is people who do not know what I am going thru, , when they talk on the phone it looks so easy. And they don't even have to write it down or anything. But I do not mind texting someone at all. I just don't understand it!!!!