Before I had someone to hold me accountable, I was my own worst enemy. I bought and returned a car in the same weekend. I exploded in rage in a dealership when they wouldn't honor their 48 hour return policy. They called me unprofessional and all sorts of things to shame me, and I was unwhole and unleashed.
I've purchased a canoe, two kayaks, and a trailer hitch for my truck all in the same binge. I eventually asked someone to be my accountability partner and then wasn't honest with them. For me, it was the feeling of hitting a financial low like you described and realizing how scary it was. I froze all my credit cards, took them out of my amazon account (that hurt), and made it inconvenient to spend in this oh all too easy world. Sure it was harder, but it made me have to slow down. If I was freaking out to get through those blocks of ice, the cold of the blocks served as a grounding mechanism that I never quite got past before my wisemind kicked back into play.
I'm by no means an expert at this. For the past three days I've been fighting the urge to replace the weighted blanket that my daughter's cat puked on and ruined. I miss it a lot, but think I can live without it.
Good luck my friend, I only came in to say that you have my support!
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