Also for Marcus, now is probably a good time to apply. Things like recent homelessness and difficulty holding jobs matters and when they are quite recent they stand out to the reviewers. I had been IP twice in a short period, once for a quite serious plan, and couldn't do my job anymore when I applied. I was down to no money and my mom was helping me but it was not a situation that could go on long. I applied and was approved in 11 weeks.

It is such a relief to have closure around the whole thing.