yes, I was thinking the same. I survived without car for 20 years as single mom, and I managed to get everywhere I wanted. Granted, it wasn't always easy, and it cost me some money, but it's doable. Especially when you live in very small town. If I could make myself to take a loan I would buy myself a car (I have license) long time ago, I would save myself so much time waiting for bus, getting up early, risking my health in flu times on public transport etc. And if you are without job and money, I am sure the car is not the first thing to invest into is not a car. I never loaned a penny from them but there was a time they had a lot of money and borrowed it to many people who never payed them back. Or even gave money to some people they thought they were friends. And now, somehow, I am responsible to help them? When I tell them they should save when they had enough but it's like they don't care about savings, which I don't understand. I have some small savings in case I lose a job and I don't want to give that. We need it to survive in tough cases.
But this makes me horribly guilty. Our mom is very sick, and deteriorates quickly so her point is they need a car to be there fast in case of need. It's mom's life, she says. DO you want to risk it? I don't know, I use taxi to get there, as anywhere but it's more expensive for them as they don't have income. They say they will pay me back but from what??? And bank loans tend to go with rates and that money I will have to pay back to bank will be much bigger than what I got.
What bothers me here is why people we love push us to do something they know we don't want to do? Why make us feel guilty because we are against it? Why should I be responsible for two adult, smart and capable people who decided never to save any money for rainy days? It turns out I am a bad guy here and I don't want to feel like a bad guy. I couldn't sleep tonight.