Thanks for the clarification. That's precisely the point I attempted to convey. That along with the insinuation that, given the couple's financial situation, it makes zero sense to buy a 'new' car. This combined with expecting SOMEONE ELSE to take the entire responsibility and risk is a HUGE red flag.

We can all see the likely outcome of caving in to such a request but Biba_yu is in a fog of doubt. Our vantage points (experiences) allow us a very clear view of the nearly imminent financial disaster and painful heartache, should he cave in to it.

Biba_yu, trust is a beautiful thing, as is empathy. But these absolutely must be tempered with logic and self preservation. Please listen to those who've "been there and done that".

The couple's intentions may be to pay the loan. But how can they 'guarantee' they can do that? Do they have anything they can sell to pay for an ugly but dependable old car? If they do then that's another very flashy red flag. If they have things they can sell to buy transportation but aren't should tell you something.