Ugh!

I am freaking out... I don't have enough money in my checking account right now... and tons of "auto withdrawls" comming up on the 1st. One Credit Card is Maxed and the other two are 55 and 65 bucks away. I need to pay for rent and my fiance came home with a bunch of new DVD's this past weekend and can't give me any money. I'm PISSED! I tried applying for a paypal credit card and got denied... for the credit card, no real surpise there but got $600.00 in buyer credit... real help that does me in paying for medical expenses or gas! I've been trying to sleep but can't cuz all of this is freaking me out and now I'm starting to cry. I suppose I could take a trip to one of those cash advance places tommorow... but I know they charge outrageous interest. I just don't know what to do... gosh darn SSN is 5 digits away from being one of those people who got thier direct deposit "refunds" early today GAAAH! Anyone know if any of the other direct deposits will be early or just that group? If so that stinks! Sorry to rant, just really freaking out at this moment and wondering if anyone has any advice... I know I'm not the first one to be in this situation. *sigh*