I believe we should always ask before offering help. Also believe it is okay to say "no thank you". Doing something without asking first sends the message the other person is incapable of doing for themself. It's rude.
Doing something without asking first can also harm the other person. I have a friend with physical limitations that cause her to fall. When people see her fall they jump in and try to lift her to her feet. She gets angry about it. People have hurt her trying to "help." She's the one who taught me to always ask first.
As for the person who blew up when the OP declined an offer of help. She was wrong, overreacted and should have minded her own business
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