I'm not a doctor so I can't diagnose but I have schizoaffective disorder and it doesn't sound like schizophrenia to me. I do think you would benefit from seeing a doctor or a therapist. Some therapists will see you on a reduced fee (it's called a sliding scale) if you don't have insurance. As for seeing a doctor, you could start with a GP at a clinic or something and they might be able to help. Also there are often mental health clinics in cities that offer low cost access to psychiatrists and therapist. You could try one of those. Getting an accurate diagnosis is the first step but don't try to diagnose yourself. I never would have guessed I have schizoaffective disorder but I do. My doctor (psychiatrist) said so.