Echoes - that link may just be the key I needed!! According to that 23 page booklet online, COBRA was supposed to provide me with written details of everything and how to keep my COBRA rights - well they didn't send me a durn thing. There are also numbers to call in there, so come Monday I will be calling and see if all this can be straigtened out. By the looks of it, this group really broke a lot of the rules. I may just win this yet - I'm feeling a LOT more hopeful than i have in days.

((((((((((((ECHOES!!!)))))))))))))