thanks all

perna - i wasn't given squat from anyone. this is AmeriCorps cobra and is totally different from "a company". i may still not have a leg to stand on, but when i called the ins to see what i could do about payment, i was told *TOLD* i wouldn't be canceled. that is the advice i took (sucky). they canceled me. And now I'm at 64 days (meaning i cannot get other ins and have the things coverend that i've been) and i had no idea this was even happening. That is why i think the appeal may work. and i don't think my company can help me.... i can try, but i really doubt they can do anything.