If you are prepared to live without the funds you qualify for by being in therapy, then I guess that is a decision you can live with. I'm just not certain I'm hearing that from your post. I'm hearing a lot of anger at the "system" in general (which I completely get) rather than a belief and resolve to be able to handle life completely independent of services.

Just don't shoot yourself in the foot. Think things through before you make decisions you can't live with.