I'm wanting to hold onto it. My arms worker says pay down debt. Typically when i get a large sum of money that's my plan but i feel differently this time. I just want it to float in my bank account. Cause my job is new the schedule isn't perfect. I want to be sure i can cover my bills. Not spend money i won't see. I know i don't have to listen to her it will be my money. But just wondering what others think.