I completely understand what you are talking about. I have money problems too. One thing I always do....make sure I take a little and put it aside...just in case. I don't care how many bills I have and how much is owed, you gotta have something for the times when you need gas or food if you run out.
Bills will be there...no matter what. I talk to my T and she lets me do a sliding scale if I can't pay the full Co-pay. She lets me pay whatever I can that day. I don't do it too much because I feel bad about it, but sometimes when I need money for gas to get to work, she will work with me.

As for the depression that goes along with it...I just TRY to remember that there isn't anything I can do about it right now and I will just do what I can and that is all I can do.

You are not going to die if the bills aren't paid, right? I mean, the dang bill collectors will still be there because they want to get paid.

My sister got to a point once that she filed for bankruptcy. I don't know if that is an option for you, but it relieved a lot off of her.

I don't know how much help I was, but wanted you to know that you aren't alone in feeling the way you do.



BJ