I agree that the doctorate seems like a strict requirement, particularly if insurance is also a requirement. (My T has a PhD and has been very helpful, but doesn't take insurance. And from searches I've done, at least in my area, PhD T's seem less likely to take insurance and also tend to charge higher rates. Mine has a sliding scale though (and gives me a discount), so could that be a possibility for you? And I'd say to look into experienced LCSWs as well. And LCPCs. Does your pdoc have any suggestions for a T for you? Presumably they would have some connections/knowledge about Ts that are skilled in particular areas.