I wanted one the worse way, and yeah the money situation is hard. I volunteered at a shelter and did all kinds of things plus fostering sick kittens that needed treatment. I found my guy he was 5-6 yrs old a mixed breed cat. Very laid back and loving. Not. A rag doll, but the shelter occasionally got those in. I’ve been lucky in the over ten years I’ve had him he’s remained accident free. He’s getting up there in age though he still acts like a kitten some days. He doesn’t gulp his food so he has iam’s dry food to free graze and frisky’s caned in a verities, he get about 2/3 reds of a can a day in two servings and his treats. He has a big bowl of water in a pie dish cause he’ll drink more that way that a small bowl. I’d look for a healthy cat at shelters. Find a shelter that will let you spend time with the cats. The shelter I worked at had small rooms were you could take cats and play with them. They also had cards with info like temperament written up by those who spent the most time with them. At that shelter older cats cost less than kittens. Kittens have their benefits too. Make sure you leave cat toys on the floor and have a scratching post. Cats are wonderful.