Hi Aviza, subscriptions are the stealth debt channels. Right now, I have internet access, cell (under $8 a month), & utilities like electricity.
I'm a big fan of freemium apps, for the free part. The app developers find out I don't convert to their chagrin. Then they try various enticements. One even had ads for a bit, dropped the ads, then last month requested a donation. I thought about it for a week or two but when I felt ready to send a contribution, the button was gone. Oh, well.
Today, call at 2 pm, bits and pieces of creative work on a couple of projects. Yuck: copied the needed files to shift through to do our business taxes due on March 15. Just seconds of work, still Check.
R