I had my second therapy session with my new Czech therapist. It went better than I expected. I actually felt a bit better afterwards. Unlike in the US (or at least New Jersey), I can see my Czech therapist face-to-face, albeit of course wearing face masks. That's kind of nice, I'll admit, but of course I understand the need for even more safety, in relevant cases. This time my husband drove me there and waited for me, instead of me taking a taxi. Also, today was sunny and comparatively mild outside. The first time it was very cold and raining. After my session today, Hubby and I went to a pekárna (bread bakery, but they also sell some pastries). That almost felt like a reward, of sorts.

My therapist asked if I am set up with public health insurance yet. I'm not. Hubby has a lot of work left to tackle the bureaucracy relating to it. I probably won't have it for at least a month or two. The therapist apologized that I had to pay 100% to her, and in cash. I considered not saying anything, but then I decided to tell her that 100% to her (500 CZK per visit) is less than I used to have to pay in co-pays to the therapist I went to in the US. And that US therapist took my stupid lousy American insurance. Yes, co-pays. This Czech therapist's 100% equals $23 in the US. My co-pay for my "in-network" US therapist was $30. I used to see my therapist in the US every week. I'll be seeing this new Czech therapist about every other week.

When I do become insured in Czech Republic, my co-pay will be ZERO. Nil. Nada. My co-insurance and deductibles will be ZIP for her or any doctor visit. The only co-pays I'll eventually need to pay are possible small ones for medications and some dental treatments, and the annual cap for that ridiculously low. For medications, the annual cap is about the equivalent of $235 USD per year. For a root canal, the co-pay is 250 CZK ($12 USD). Vision is also included in the public insurance, but they do make you buy your own glasses. Hubby said glasses were included in the past. In any case, Hubby and I will be saving tons of money by not having to pay up the yin yang, as we did in the US. We simply couldn't afford that anymore.