No... I couldn't tell if she was suggesting insurance fraud in relation to me or to her trying to help me deal with the debt i had sustained. i was telling her not to try and help me, that i would somehow pay it all off...

When she was doing her "containment thing" i brought it up again and she finally realized how much that freaked me out and was glad i said something - so that i "didn't harbor over it all night". She convinced me that that wasn't going to turn into ins fraud.