I hope this is ok to say ,if not admins delete please delete.
Even Apple is suffering under the pandemic, you can now buy a brand new device with no intrest monthly payments,if your like me hanging onto your limited money with no interest payments is a win win situation . You can do it on Apple's internet store .Apple also has a premiere on the 15th or 16th of March, we know new Ipads, ear buds, new IMacs with apples own processors and Air tags are coming , and possibly the 2021 iPhones also ,so waiting a couple weeks would be good ,if the newer device has something you want you can get it , or get a nice discount on last year's models .