This discussion just made me realize that the US still uses checks... I remember those things from the 90s, being on vacation with my parents and them trying to cash in the check somewhere.


I agree with all the others, going with cash is probably the best option. And I also don't see it as picking on her. Checks are a huge hassle, you have to write them and if she loses them you have to cancel the first one and write a new one. Cash you usually just have on hand. And there's no way to cancel anything, so if she loses it, that's on her. This might even give her an incentive to pay better attention to where she puts her money...It's just being practical and finding a better solution that works without having to fill out new paperwork all the time.