i'd say that mental health in general is absolutely worth it, if you can afford it. However, if you start getting into debts because of it things start to become different at least for me. Mental health is important but so is being Safe. i think it depends on how likely you're able to pay back your debts. i Hope you'll make the best possible decision whatever that may be! Sending many Safe, warm hugs to BOTH you, @Miguel'smom, your Family, your Friends and ALL of your Loved Ones! Keep fighting and keep rocking NO MATTER WHAT HAPPENS, OK?!