I have started therapy during the lockdown and it has been face to face without masks (I signed a form) from the start. We did online twice when I had a few symptoms of a cold, else I go to my t's office, which, to be fair, is about as far away as you could throw a stone, so to speak. I prefer f2f because I think it's easier for to read my body language and vice versa.

Besides, apparently there is a law in my country inhibiting the therapist to do the therapy from @home. So even in our online sessions, she sat in her office.