Quote:
Originally Posted by whatever2013
Answer:
If i came into some money i would invest it for after i'm 65 and the bulk of my income disappears as i don't have a pension. Right now i'm looking at having a very modest income after 65 and i just pray i don't end up a senior eating Ramen noodles breakfast, lunch and dinner.
I would put it in a retirement savings plan (Registered Retirement Savings Plans or RRSPs they're called, here in Canada). You get decent performance but the big plus is the tax deferment.
Presumably your pre-65 income tax bracket is much higher than your post-65 tax bracket so it's a really good deal. I re-invest the tax deferment (called erroneously a 'tax refund' by the masses). So my savings are growing by leaps and bounds!
Tho i did buy a nifty new pair of decagonal glasses and a high-end pair of shoes, stylish and functional with great support for my aching feet. Baby got a new pair of shoes!
Question:
Do you feel it's better to apologize than to ask for permission?
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whatever2013, I'm not entirely sure how to answer your question. Or rather don't quite understand. Do you mean better to just go ahead and then apologize, if necessary. Or, ask permission so you know if you should go ahead, so as not to have to apologize for doing the wrong thing?