I FINALLY paid off a $2,000 debt to a store credit card and several hundred more to other places. i no longer even carry them. I have ONE credit card with a $500 credit limit i use to try and build credit back up to abetter place. I try not to overspend but I still do at times and thats on me. I also try to return what ive manically purchased if i can!

I hate youre in this position. Ive been there SO MANY TIMES! *hugs*