Quote:
Originally Posted by Mountaindewed
My insurance company just called. They said they couldn’t find a therapist for me but I can see people out of network. Whatever that means. All I know is I can see the therapist I want to, who I am already set up with, and it won’t cost me a ton of money each session. I hope the out of network rule also applies to primary’s so I can still stay with mine, and I also hope it applies to gynecologists so I can see one who’s LGBTQ+ friendly. I’d like to go with the one my primary suggested. But I’m not sure my mom is up for that since he is out of state. I’ll pay whatever I have to for my Pdoc because I’m staying with him even if he’s $300 a session.
|
Sorry you have to resort to out of network providers, Mountaindewed. I agree that an out of network doctor/therapist can be worth it, sometimes. Or sadly out of necessity. You should check with your insurance to see how the out of network visits work. Sometimes you need to pay in full, but can submit copies of payment receipts to the insurance company for partial reimbursement. Usually the reimbursement is less than in-network. Sometimes it's little, but something is better than nothing.
When I lived in the US, I of course looked for in-network providers. Most were in-network, but my psychiatrist wasn't. He was definitely worth the extra expense.