I'm sorry to read things haven't been going well for you, there's nothing you've written which makes me believe you deserve harsh judgement of being a loser however. Life isn't about winning or losing and challenges are part of It, if we struggle with that it's part of being human.

I agree that therapy may be very useful in helping you unpack your life, and gaining a greater understanding and insight. There are a few things you write that stand out to me - namely being told you were an only child and it showed, also the fact your mother hands the phone over to your father when you talk about yourself. It's amazing how many parents saddle their children with unhelpful labels and I wonder how many times you've been truly 'heard' in your life? I'm not blaming your parents btw because they're human too.

Therapy might help you understand all of this bigger picture. Good luck!