Dear Aviza,
How you spend your money is none of our business. If you are happy, then this is what matters. However, some people may have some insight into your situation since they may have gone through a similar situation. I would think about their advice carefully.
In the end, you can do what you want. So, you have been advised by others but still want to pursue this path, I say do as you desire but please be cautious.
You are not doing anything illegal nor hurting anybody.
Best wishes!
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