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What do you think? If a partner spouse asks for a business loan, defines the terms, and signs a promissory note, should they be accountable?
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Yes.
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He also asserts that because he pays for my cell phone, health insurance, and groceries, that he is repaying me.
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What is your perspective on this claim?
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His position is that all money is "our" money and so I should never expect to be repaid for these business loans.
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If he actually believed this, as opposed to saying it only when convenient for him to say it, he would have consulted you about the $80,000 car.
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He seems to be more interested in the opinions of neutral parties
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Okay.
Good partners do not take money from their significant other in the guise of a loan, and then ultimately use the money to support their own private, expensive interests and tastes.
Also, good partners don't rage at their significant other. Good partners discuss in good faith.
[I expect him to find flaws in any neutral opinion that doesn't line up with his.]