@hvert - The issue is that I just can't take off when there is a lull because I need to ask for the time off several months in advance. It's so hard to know these days what the situation will be like in a few months. I wish I had a crystal ball. As it is, we seem to be heading into another wave and I don't know when the vaccination centers will calm down a bit so I can get the booster.

The whole time off issue is a big reason why I see myself quitting down the line, but for now I figure it is best to stick it out for longer and sock away as much money as I can.

@BreakForTheLight - I am feeling exactly the same way as you are. Most people thought that the vaccines were the solution, but between their waning efficacy against infection over time, the variants and the antivaxxers, it is not shaping up that way. It's extremely discouraging.