For the unsafe church issue, many churches will offer online services as a form of inclusivity for their high-risk congregation members. Search out those churches, in particular, ones that don't force you to meet in person. There are many non-denominational Christian churches, as well as some denominational churches (such as certain Vineyards and Calvary Chapels) that offer online services. If you are Catholic, there are a few Catholic churches that also offer online services. If you are any of the other denominations, it might be tough for you to find online services, since they might be more prone to faith-based meetings in person instead. You can always find a guilt-free church to attend online or outside, if they have any that safely hold their services outside (without tents) so that the fresh air can ameliorate viral spread. You can also call the church and ask them some questions you've outlined in advance to see if that church fits what your spiritual needs are.

I'm now agnostic, but I used to attend various churches across my lifespan. I decided to just do my spirituality on my own, but that's just me. But if you feel that church is too much, you can also decide to do your own spiritual sabbatical on your own. You can, instead, enroll in online theology or religion courses, which might be another alternative. My preference these days are theology and/or religious courses in academia, instead of attending a religious institution. It's also fun and safe.