I phoned the local branch of my bank directly today instead of their central number and got thru immediately. But the woman wanted to make a phone appointment for tomorrow. The anticipatory anxiety is killing me. I know they will ask me all sorts of personal questions, like has my marital status changed and do i have any new dependents. I dread such questions, it's such a violation of my privacy.

The appointment will also be half an hour and i can't imagine what we are going to talk about that will take that long. I imagine they will overwhelm me with all sorts of financial data and decisions.

My life circumstances have not changed and my purpose in saving has not changed so this really is a senseless intrusion. I hope i can sleep tonight.