Thanks for all your advice.

I think it's a good time to stop. Good point that I'm not an ATM; I like that!

As I've said, I know lies have been told and will continue, but as the saying "what goes around comes around". I invariably find out because someone thinks they're being smart.

Even my niece's well-off aunt draws the line at gifts for all the family. She limits them to a small monetary amount and a block of chocolate, except for those closest to her.