I'm going to work as long as I'm able. I don't like sitting around and after I pay off my brother next year I'd be able to live on disability alone. Yes my rent skyrocketed this year. Yes I have debts.

But today I really thought about my life how I want to live and had a pretty good discussion with my mom.

I have my debt repayment plan, my new budget for my increased rent including my debts. My plan for saving after debts repaid, my plans for car repairs, and my credit score increased 45 points today!

Also told mom I'm thinking retirement and buying a place to sell when I'm too old to live alone. Than I'll have some money cause of the sale and I can go back to subsidized housing. She wasn't too keen on that idea. Plans change she said.