Your social security and income went up? Your posts are confusing. If you are in subsidized housing then I think maybe that’s the reason? Confused.

Buying property is not a picnic. In a long run it’s going to be much more expensive than subsidized rent. How are you going to pay it every month? If you have hard time affording subsidized apartment then there is no way you can afford mortgage. What are you buying? House? Condo?

How will you qualify for mortgage? Why don’t you do mortgage pre approval so you can have an idea what mortgage you can count on.