Well my credit went up 45 points so I reapplied to a mortgage especially with my rent going up to 803 in subsidized I can find a place I can afford. Maybe even a house! I'm into decorating, renovating, want to build equity, because I'm thinking retirement. So needless to say I'm in a good job, I have some stability in work and with disability. So I find out tomorrow what I'm approved for!!!!