People, including myself, have tried to help you in your other posts about buying a home. Again, I do not think you are ready. You need to look beyond just the monthly mortgage payment and consider all the other costs you will have to assume.

I know you say you would rent out the extra bedroom to help with the mortgage, but that can come with its own problems. You may not be able to keep it rented 100% of the time. What will you do if it’s vacant for a month? What will happen if your tenant stops paying? Evictions take time and money.

I am surprised you were able to get down payment assistance without showing some savings of your own. In my country, there are subsidies for home buyers, but you have to bring something to the table. People need to set up a savings account and contribute a certain amount into the account before they can even apply for a subsidy.

$10,000 is not much for a down payment plus closing costs. What percentage are you thinking of putting down? If your down payment is less than 20%, you will have to pay for mortgage insurance: What is mortgage insurance and how does it work? | Consumer Financial Protection Bureau

I am not sure the market where you are looking, but if you do a bit of research/reading on the housing markets in many areas of the US. There are a lot of areas with bidding wars where the bid that is finally accepted is much higher than the list price. Bids that win normally incorporate a significant down payment or are all cash.

My advice would be to work on paying your debts. Once that is taken care of, you can start putting the money you were spending on debt payments towards saving for a down payment.