We file taxes together as “married”. Whatever we get back is equally ours, we do not consider it mine or his even though return could be due one of us getting money back for specific reason. If you file together there needs to be a discussion. We discuss what are we going to do with a return if we get it.

One person cashing it out and somehow not telling the other would be a big issue. Yes if my husband did it, I’d consider it stealing.

Does he always do fishy dodgy things or is it the first time?