She triggered my fears of homelessness and abandonment by bringing up the topic of her fees in the middle of a very delicate situation I'm in. Homelessness is a huge possibility in my near future, and if finances run out, I fear her abandoning me. She did not need to bring up her fees when she did. And she definitely didn't need to try to force me to discuss it in that moment. Even she admitted that she should have talked to her assistant first before trying to work it out with me. And she shouldn't have forced the issue when I'm basically in a crisis.

She has no fears about me not paying her. She has my credit card on file, I've been with her for almost 3 years and have never missed a payment, she is up-to-date on my financial situation, she's seen my monthly bills in an excel chart. Hell, I just found out my copay is actually $35 and I've been paying $80 for the last 3 months. She's been well over paid.