I understand it is disappointing to be put on distance when you expect to go in person. I have never been to a distance therapy session, but the other distant meetings that I have been to, are just a vague shadow of meeting people in person. So I understand it is not the same, but 10% of what you are paying for.

Also I think it is him, not you who is overreacting. Covid is not going away, and meeting people one on one with a decent distance seems very low risk to me. Maybe us who really have to meet a lot of people at work can't really get that.