After her husband died, she could no longer afford the Assisted Living place where they lived in Florida. She had to leave and move in with her son and daughter-in-law in California. Yes, she is basically destitute. Her husband did not leave her in a good spot financially.

And apparently, this daughter-in-law screwed up on a million dollar insurance policy that my husband's mother and father had. Now, don't ask me why the daughter-in-law was placed in charge of paying for this policy each month because I do not know why, but she missed a few payments and the policy was canceled. So she majorly screwed up.