I don't think it's silly to be worried about Covid. In Texas, there were never really any restrictions (only for April 2020), but I personally was being careful. I work from home and live alone so stayed very isolated until I was able to get vaccinated in March 2021.

Even after the vaccine, I wore a mask. And when I took it off (at an outdoor party), that's when I got Covid. Covid itself wasn't too bad for me, but I do have some weird after effects.

Having sex with a stranger was never really safe (even before Covid), so I understand why you don't want to do that.

But about tattoos and piercings, I don't really know any women who care about that in a partner. I prefer no tattoos, but seeing someone who has one has never been a deal breaker.