I would prefer neither. Because damaged people have used both those terms a number of times to make me feel a certain way; to put me "in my place"; to belittle and silence me. I knew it then, and I still feel the same way now.

I do think they are the less-accurate forms of better words, because they carry such negative connotations. They are often used to wound and denegrate people.

Is it someone's fault if they are naive?...or paranoid? Or somewhere in-between?