My car has been in the shop for so long now, I’ve been dipping around on different sites for cars. One of them called me today. I’ve arranged a ride with my daughter’s father-in-law for Friday. I explained that my car is in the shop waiting for a part. He said he could give $4000 plus what it’s worth for a trade in as it is. No need to fix it. So I’m going to see what’s available. I’m so nervous because I’ve never financed a car before. Always bought them outright. But can’t do that now and I’m getting really tired of this loaner car. My credit is excellent and I have no debts but eek 😱 I hate paying interest. To me interest is money down the drain. I pay my credit card in full to avoid interest even though I heard you get better credit if you pay installments. Ahhhh stress!